Desert Troon’s Diskerud Family: Shadowy Lenders
According to multiple published articles in Norway’s largest business newspaper, Desert Troon’s founders, the Norwegian Diskerud family, is allegedly associated with what appears to be reports of loan sharking, usury, and shadow lending in Europe.
- The Arizona Public Safety Personnel Retirement System (PSPRS) is a major investor with the Desert Troon Companies, to the tune of something like $300 million (more about Desert Troon’s investment performance).
- Tore Christian Diskerud is the Chairman and apparently the founder of the Desert Troon Companies.
- Tore Diskerud, Pal Diskerude, and mysterious entities named Unius, LLC (a Delaware limited liability company) and the Jonathan company (and possibly San Francisco-based Troon Pacific) are allegedly associated with unregulated and possibly illegal loan sharking (usury) in Europe.
- According to Dagens Næringsliv, Norway’s largest business newspaper:
- The Jonathan company is usury lender Pal Diskerud’s main company.
- The Jonathan company is also a “member of the Desert Troon Group” – a US real estate group belonging Tore Christian Diskerud (76), Pål Diskerud’s father.
- Pål Diskerud operated in the shadow lending market on his father’s behalf.
- Unius LLC is one of the many entities associated with Desert Troon’s and Arizona PSPRS’ joint-venture “DTR-1” real estate holding company (see the Arizona Corporate Commission and PSPRS’ public meeting minutes).
- The FSA or Financial Supervisory Authority of Norway (Finanstilsynet) is investigating for potential illegal activity.
The following article(s) was published in Norwegian, but was translated by Google Translate. Let’s see how good Google really is…
About Pål Diskerud – loan shark
From a penthouse apartment on Tjuvholmen serve asylum investor and football agent Paul Diskerud in the big bucks on controversial lending in the unregulated market. A retiree in need of care and an elderly woman is in danger of losing their homes to Diskerud.
Loop Vika, a quiet and peaceful idyll next Papperhavn the Whales. Inger Marie Haraldsen is on the terrace and look out over the property she has lost.
– It would only be a loan, but he has taken from me the property, she said.
Now she lives on borrowed time in the house her father built and son would inherit. On the neighboring property is the house she built for her mother – and that she hoped her daughter would take over – empty, with dark windows.
It is ten years since Inger Marie Haraldsen took the fateful phone.
– I called Paul Diskerud when I got in trouble. He knew my father and could lend me the money to finish the house to my mom, she says.
During the construction dead mother. Money ran out.
– He waited until I was completely on the rim. In the last hour. Then he demanded that I had to write over both houses of him if I wanted to borrow money. So would I buy it back when I paid back the loan. I got ten years on me.
In desperation, she signed documents that transferred the family property to Pål Diskerud. Now it’s almost been ten years and the hourglass is about to run out. The properties of Whales is worth at least four million. Diskerud has taken both as collateral for a loan of 500,000 crowns.
Inger Marie Haraldsen will buy the house back. She has called and sent messages. She has sent registered letters, which always comes back. She approached Diskerud in Oslo, asked him to sort out. Say what they owe him. Without fail.
– I’m so scared. I realize now that he’s going to let the deadline go out. He will take the houses from us. I do not know what to do. They are all we have.
She feels alone. There is not she.
AGENT AND BUSINESS MAN
Pål Diskerud (53) moves around in Oslo as a shadow. He does not take the phone. Responding by email. The National Registry is he registered as “no fixed abode”. Officially he is a private investor and businessman with a number of companies, he is football agent son Mikkel “Mix” Diskerud and he owns and operates a reception center several locations in southern Norway.
The companies he owns, registered in Elisenbergveien 5 at Frogner in Oslo. The mailbox is more of Diskerud companies listed Jonatan as, Phoenix Holding and Ice Greedy. Diskerud owns three apartments in this apartment building, but do not live in any of them. And nowhere is there anything about officious he engaged in the loan market.
Diskerud has earned millions of dollars on gråmarkedslån [shadow lending] in the past 20 years. The tools are clever contracts, aides, useful lawyers and mortgage on real estate and art. Money is handed over in the form of bank drafts and cash. A few years back caused Diskerud business heads in a bank in Oslo. Diskerud bought a bank draft of 500,000 kroner. The bank sent a money laundering report, but nothing happened. The bank gave him the money would be used for art purchases.
In equation lists are Pål Diskerud with zero income.
A SAD STORY
Stein Enqvist (60) strolling around the large property he once owned in Voksenkollen in Oslo. The black mix dog Tito sniffs at his heels. The property, Pål Diskerud took over several years ago, was once valued at 23 million dollars. Now grow the grass in the driveway. The house stands empty for eight years. By contrast, King’s Cabin on the other side of the road.
– My wife can not bear to go up here. She is devastated, depressed, he says.
Uplightsene in the driveway is overgrown, the pool in the basement has been full of water for years, and green algae growth. On fine days could Stein Enqvist earlier sit on the terrace and watch Nesoddbåten add. On the right fine day, he could see all the way to Bolærne outer Oslo Fjord. Now only the dense forest to see.
Enqvist open an unlocked cellar door and peeks into the basement that was once his. Water flows from pieces of frozen pipes. Rot has set in the walls.
– The only reason Paul Diskerud have let this lapse so, is that he should be allowed to demolish and then build townhouses or something, says Enqvist.
The story began in 2005. Stein Enqvist hit a wall and went into a depression. Attorney practice his stalled, and the family had difficulty dealing with debt. Enqvist to prevent the house went on foreclosures. Through an acquaintance, he came into contact with Paul Diskerud, who was willing to lend him a major figure in the millions in a few years.
The loan was disguised by Diskerud bought the property seven million, while Enqvist got a right to buy the property back by 9.4 million two years later. In this way, both the loan and the interest rates of nearly 100 percent per annum hidden. In the meantime, Enqvist and family to live there as before.
It did not work.
– When I bought the house back, did Paul Diskerud out of reach. I was notified in advance that I would use my right-back. I had a loan commitment from the bank. But I could simply not get him. Suddenly I received a letter stating that I had to move, says Enqvist.
On one of the coldest days in January 2008 Bailiff knocking on the door. It was late at night. Enqvist and family were thrown out.
– Pål Diskerud lives of non-performing loans. All of our family was almost destroyed because of this, he says.
The family Enqvist has fought since 2007 to get back home, without success. First went Enqvist the magazine Kapital to get the matter out into the light. So the dispute gone to trial for several laps. There has Enqvist lost, time after time. Pål Diskerud contracts and agreements have been waterproof.
Diskerud attorney, Arne Os, so however that Enqvist entered into an unfavorable deal. “Today Enqvist far down and any agreement that saves the values from compulsory liquidation appears to him to be favorable at the moment. If he comes upstairs, he quickly read the agreement in a different light, and I want you to be aware that the contract model has elements that can be criticized, “wrote Os in a letter to Diskerud presented to the court. It helped a little.
Enqvist straw was to show that Diskerud lending was illegal, he was a professional lender who drove without a license. This did not Enqvist right on. He could only document a small part of Diskerud business. “The court finds it is not proven that Diskerud driver professional lending operations of any scale,” reads the judgment from 2009.
Pål Diskerud has not yet been captured by the authorities radar, despite the fact that he has driven lending business for two decades. To operate professionally with the moneylender in Norway, one must have a license from the FSA. It has neither Diskerud or his companies, according to the audit.
Economics Professor Halvor Mehlum at the University of Oslo is critical that gråmarkedsutlånere can operate freely.
– This type of loan should be banned. Here’s lending activities are of great harm to society. It’s often associated with mafia operations. Debt ratio to the lender is almost like a slave conditions. Banks and financial institutions are serious about wanting to get their money back, but the agreements with loan sharks is to be expected that the lender wants that the agreements will be defaulted, he said.
He does not know Diskerud particular, and comment on the phenomenon.
There is a word for borrowing relationship with unreasonably high interest rates, usury. In criminal law ågerparagraf states that it “is unlawful to exploit someone’s distress, levity, folly or dependency to achieve a consideration.” DN has scrutinized judgments and cases that have gone on trial in Norway over the past decade. None has so far convicted for violation of ågerparagrafen. Recently, however two loan sharks have been prosecuted for illegal gråmarkedslån. Both have a background of serious crime. The cases are brought by police group for organized crime and should be up to the court in a matter of months.
Professor Mehlum find the classic “The Wealth of Nations” by Adam Smith.
– Even Adam Smith, the liberal financial market hero, there is a limit. He believed that ågervirksomhet was a bad thing in a functioning capitalist society, says Mehlum.
He agrees with Smith. An unregulated over-the- counter for loans can have serious consequences.
– People in need are willing to do anything, say Mehlum.
– They must be protected from themselves.
The man at the outdoor restaurant remember it like it were yesterday, although nearly seven years g to standby. The day he got on a flight to Spain and ran away from it all. From family and friends. From his own life. To escape the loan shark heavy hand.
– It was when they threatened me with taking my children, I decided. The only solution I saw was to take my own life. I planned to drive the car straight into a post in Oslofjordtunnelen, he said.
He had picked out the post. Today he is glad he chose to go instead.
DN meet him somewhere in Norway. He still owes loan sharks 20 million kroner. Interest rates are 500,000 per month. Total debt has grown to more than 60 million.
– I have not seen my children since that day, he says, and smiles sad.
– I’ve only talked to them on the phone. I broke the connector to protect them. I think of them every day.
The man in red Lacoste sweater and black sport goggles looking for words.
– My daughter’s birthday is in two days. I’m trying to get sent a gift to her.
The man’s disability began when he borrowed money from Pål Diskerud to rescue a firm he was a partner in. It is almost ten years ago now. Only one loan, then more. To get rid of the loans to Diskerud, he had to borrow money from the second loan sharks. Loan carousel that evolved, going faster and faster. Finally, there was no more he could borrow. He says that the debt to Paul Diskerud is paid. There are other pengeinnkrevere he escapes from.
– I lost control. Loan carousel has ruined my life. But it’s my own fault, he says.
– I’m not afraid of being shot. What I am afraid of is that they will hurt my family.
He sits at D / S Louise at Aker Brygge and eats Atlantic shrimp. He is one of the toughest lenders in town.
– I tend well to take between 10 and 15 percent interest per month. It depends a little on whether I know the person before or not.
Piquet-shirt tight over the chest muscles. The big Gucci sunglasses holding the crisp autumn sun out.
– Who is it that borrows money in the unregulated market?
– Some will pay other debts. Many of them will need money quickly, any time of day. There are many who come as you had expected. Both wealthy and prominent business people who need one or two million in cash. I do not ask why. It is not my case.
He tells how the loans obscured by the way the agreements are set up and by putting other people from. The high interest rates are hidden as well.
– On paper, it looks as if the interest rate is low. The rest is in cash or hidden in side agreements.
– What happens if they do not pay?
– Then the bad mood. When I put the case forward in a way that does not give room for discussion. It is rare that I do not get back the money, all manage to raise money if they have to, he says.
– Leverages not people in need?
– No, I’m helping them, he says, and smiles.
The man will not say how much he earns per year in the lending business, but suggests that there are several million. He always has multiple loans outstanding and says that the ten people in Norway in the bank of a certain size.
– Professionally it’s probably only about five pieces, he said.
He says most people in the bank, also pengeinnkrevere or torpedoes.
– I’m pretty big, but rumors say that Paul Diskerud is the greatest. Diskerud operating at a more professional level.
Man in coat
In May 2008, met a motley bunch of general data company Norwegian Information Terminals as – better known as the NIT. Here torpedoes, former convicts and representatives for the occasional McKinsey partner. At the back corner stood a man in coat and cap with his back to. He was unknown to most, but quietly had Diskerud funded with loans over many years through his wholly owned company Jonathan as.
– I guess we borrowed money from Diskerud nine times, says NIT-founder Terje Lien.
Diskerud operated almost like a bank for NIT in the period 2003 to 2007. This emerged in the loan agreements DN has access to.
Slowly but surely took Diskerud control over NIT. He had a mortgage on founders shares. Diskerud got even put his own man in the company. This person had full control over nits bank accounts and make the money that came in went to pay Diskerud requirements. This is evident from agreements DN has a copy of.
NIT was a disaster for shareholders. But not for Diskerud.
– Diskerud was probably the only one who profited from the NIT, says Lien today.
When NIT went bankrupt a few years later, Diskerud sold out and disappeared. Documents from the bankruptcy estate that DN has undergone shows that Diskerud got paid £ millions of NIT.
Diskerud also loaned money to other companies. In 2005 borrowed Jonathan as out a few million when the seismic company Scan Geophysical purchased equipment on bankruptcy sales in the UK. Also, these loans were Diskerud repaid, together with a great record of shares. Finally Diskerud company’s second largest shareholder. When Scan Geophysical went bankrupt in 2009, was Diskerud away.
Jonathan as is Paul Diskerud main company. On paper, however, Jonatan technically bankrupt, only kept alive 60 million in loans from “Pål Diskerud family,” according to its annual report.
According letterheads are Jonathan as also “Member of the Desert Troon Group” – a US real estate group belonging Tore Christian Diskerud (76), Pål Diskerud father.
Also in the lending market has Pål Diskerud operated on his father’s behalf.
– It was a bit strange.
Jørn Standal sitting at meeting table in the upstairs of the dog hotel he operates in Hakadal. Outside barking dogs that swim in Standal-kennel resistance pool or trips around the dogs’ own massage floor. Standal have found all the papers from some old case, a case that ended up in court and that he really tried to forget.
In 2002 had Standal raise funds quickly to save a data company he then was co-owner. He needed 4.7 million. It could Pål Diskerud help him.
All papers were however issued dad Tore Diskerud name.
– I had never met Tore Diskerud says Standal.
– As payment for the loan should Diskerud have 600,000 million, representing over 30 percent annual interest, plus 100,000 shares in the company. The shares were at this time worth 600,000 kroner. Altogether I had therefore to pay 1.2 million that he would help me, says Standal.
In a very short time got Pål Diskerud set up a meeting with Eidsberg Savings Bank, where the family Diskerud had good relations. The loan was organized in a subtle way. Instead of borrowing the money itself, put Tore Diskerud a cash account in Eidsberg Savings Bank as collateral. So borrowed bank money to Standal, backed by Diskerud cash. Pål Diskerud signed on behalf of his father [Tore Diskerud].
– On the steps outside the bank, after signing the loan papers, I delivered Pål Diskerud 300,000 dollars in cash. There is no doubt that Paul Diskerud is a professional lender, no, says Standal dry.
Tore Christian Diskerud is little desire to comment on why his name is on the loan papers.
– I know what you are doing, says Tore Diskerud hasty DN on the phone from the US.
– You’ll never find anything. Stop that nonsense!
Phoenix, Arizona. From the air, watching the real estate Desert Troon headquarters like a star inside a circle, but from ground level see the two floors relatively modest out. Upstairs sitting Tore Christian Diskerud and leads the books over a huge US real estate empire.
Tore Diskerud was a major player in the yuppie future real estate market in the late 80s. He was a partner and chairman of Andenæs Group, the financial services group Star Holding, before it went thundering bankruptcy in 1993, also was a participant in the gray lending market.
While the cleanup after the bankruptcy was his time, moved Tore Diskerud from Norway. He has built up again in the USA. In documents filed with the United States government, it emerges that Diskerud manages a property portfolio worth seven billion dollars in the United States. Holding Company Desert Troon has developed golf courses, shopping centers, hotels and apartment projects.
According to accounts of Jonathan as and Phoenix Holding as was Paul Diskerud until 2009 a partner in his father’s real estate empire. Tore Diskerud was on their side chair of his son’s Norwegian company Jonathan as in the period 2000 to 2005 while the CEO and chairman of the family company Phoenix Holding as until 2011. Both these companies have borrowed money in the unregulated market with Tore Diskerud as Chairman.
In the apple orchard
In 2010, financier Cato Sælid about to buy a house on Bygdøy to himself and his wife, TV vet Trude Mostue. Bidding process had gone quickly, but funding was not fully seated. Sælid lacked a little over four million, and as backup while he waited for an answer on the loan application, he went to the one he knew lent money: Pål Diskerud.
The loan was no problem. Admittedly rate as usual sky-high, 43 percent. In addition, the complicated side agreements. Diskerud would have security through an option to buy the house on the cheap. Everything was clear, the agreements lacked signatures. When the documents arrived at the table, was a completely unknown name as counterparty: Anne Cecilie Scharning (62), an anonymous apple orchard developer in Oslo.
– I had never met Anne Cecilie Scharning and do not know why her name was there, but I signed. It was Paul Diskerud I did business with, say Sælid today.
The further the story was not quite as expected for either party. Sælid had obtained the full amount in the bank and politely refuse the loan from Scharning and Diskerud. He did not need it anyway, he said. After a while he was still an angry letter from Scharning. She demanded 295,000 dollars in interest. The loan agreement was written so Sælid matter had to fork out.
– I ended up paying. I was afraid that they might require to buy the house at a bargain price. I must admit that I experienced at that blackmail, especially when it orally was explicitly stated that the entire agreement kit only came into use in the real borrowing, says Sælid.
The money he paid to a client of the law firm Dalan in Oslo. Who actually received the money, he is unsure.
Anne Cecilie Scharning writes in response to DN that she has only lent money once, and that was to Sælid.
– This was one time only and do not constitute ‘lending activity, “she writes.
Scharning maintains that it was she herself who met Sælid. How they met, she will not answer.
– I know Paul Diskerud, but that does not mean we lend money together. Diskerud was not party to the loan agreement.
Cato Sælid maintains that he did not know Scharning.
– It was Paul Diskerud I had contact with. It was he I were to borrow money, says Sælid.
He perceived it as that Pål Diskerud had a need to hide.
– In my eyes was Scharning just a straw man for Diskerud.
ROAD TO PARADISE
Nærsnes late summer of 2014. A lone excavator working on leveling the lawn around the pool. The main house, which has been freshly painted white, with views up to Snarøya in Bærum.
According to the previous owner, businessman Terje Andreassen was Pål Diskerud very interested in lending money secured by property.
– Diskerud offered me the loan of 15 million dollars to save the property, says Andreassen today.
– He brought his father out there when they considered my property. They were there several times to look at it, but I ended up not borrow money from them, he said.
In 2013 the property went on the forced sale of 16.3 million. The buyer named Anne Cecilie Scharning. Shortly after Scharning had signed the purchase contract, called it Andreassens mobile phone.
– It was Paul Diskerud. He would buy the way. It certainly was very important for him, says Andreassen.
Andreassen had in fact retained one of the patches, and in this patch was the way to the house. Why was Paul Diskerud interested in this one little bit?
– I assumed they had bought property together, says Andreassen.
Diskerud and Scharning already has a joint real estate project in Asker. Anne Cecilie Scharning will not comment on the ownership of the property on Saltbutangen, but refers to Pål Diskerud for comments.
Pål Diskerud lending operations extending over a few decades. DN has found nearly 40 different loan conditions, with a large number of counterparties. Common for borrowers is that they do not have the time or the ability to borrow money in ordinary bank.
Frederick Mowinckel was part of the infamous financial community at Aker Brygge in many years. He also borrowed money from Pål Diskerud.
– It was a mistake. It cost me dearly. Today I am completely cured from wanting to work in the financial industry.
When Mowinckel and a friend needed money, they went to Paul Diskerud.
– In principle, it was a stock with a repurchase guarantee, where we were to buy the shares back at a higher price, he says.
– It’s not common that a stock is secured by a mortgage on the house?
– No, you could say that it was in fact a loan. With quite healthy interest. I ended well up paying nearly two million dollars.
The pledge was initially of 400,000 kroner. How big loan really was, Mowinckel has done his best to forget.
– Just so it’s clear: I do not blame Paul Diskerud. It was I who needed money quickly and would borrow, and I was stupid enough to do it.
DN has undergone dozens of properties where Diskerud companies and individuals or law firms affiliated Diskerud has taken security. DN has gone through property records and found pledges and over extension rings to Diskerud sphere 60 million. How big business really is, is hard to say. For that the loan transactions were well hidden.
In 2010 needed the disputed accountant and businessman Knut Harald Nylænde money quickly.
– I was in a divorce and had problems in some entrepreneurial companies. I needed money. When I called Paul Diskerud says Nylænde.
– I knew from confessed that he was involved in lending money.
Diskerud lined up. Again it was another name that was on the paperwork.
At a cafe in Oslo adds Nylænde document entitled “Loan Agreement” on the table. Terms respondent was Jesper Jeppesen, but as a witness on agreement states Pål Diskerud signature.
The arrangement between Diskerud and Nylænde consists of several agreements with various counterparties. Among other things, conferred Nylænde company containing properties and any outstanding debts to Diskerud. Meanwhile borrowed Jesper Jeppesen out millions, to Nylænde and took a mortgage on Nyla castle-like villa in beachfront at Bygdøy.
– I do not know why Jesper Jeppesen’s name was mentioned in the loan agreement. It was Diskerud I interacted with, say Nylænde.
Jeppesen proves Pål Diskerud most trusted employee. Not only is he often two steps behind Diskerud wherever he goes, he also has a central role in Diskerud companies. Sometimes it is difficult to distinguish the two apart.
Grev Wedel Space Auctions in Quadrature in Oslo. It is 28 November 2011 and white gloves carries out Munch’s woodcut “Moonlight”. Price assessment is just under 2.5 million kroner. Assembly looks, but no raises budskiltet high enough. Munch carried out. The same is repeated in June 2013, although the asking price is lowered by 500,000 kroner.
A Munch-image is a security that can be removed without leaving any tracks. There is money on the wall. In the art market shift large values hands between secret buyers and sellers. Also in Norway.
– I can not tell who I sell pictures for, says Hans Richard Elgheim, CEO at Grev Wedel Space Auctions.
DN followed the traces of the valuable Munch picture since it was sold by Sotheby’s in London in 2008 for 125,000 pounds. A year later it was sold for two million to a broke businessman, before it suddenly appeared at auction in Oslo.
– Who told you about this?
The controversial art dealer Svein Arne Hagen (49) responds unwillingly on the phone. He chooses to put the cards on the table.
– “Moonlight” is owned by Pål Diskerud, Jesper Jeppesen and me. We own it together, but on paper it is owned by Idefix Invest – company Diskerud sidekick, Jesper Jeppesen, says Svein Arne Hagen.
– The story is that I had pledged image but Diskerud bought out the pledge, and we agreed to split the profits when the picture is sold.
Jesper Jeppesen (36) company, Idefix Invest AS, the address of one of Diskerud apartments in Elisenbergveien. Nothing in Idefix Invest accounts indicate that the company has owned a Munch image to around two million years.
AN EXPENSIVE Relationship
Art Handler Svein Arne Hagen and Paul Diskerud’ve known each other a long time. Hagen has created a living by buying and selling art to an environment a little on the side of the established collector market. In 2007, Hagen borrow 1.25 million kroner by Pål Diskerud to buy a house in Hurum. The interest rate was 30 percent. Soon Diskerud just as interested in Hagen’s art collection.
– Diskerud is an expensive acquaintance. He has probably taken over nearly 20 photographs and sculptures that have been mine, says Hagen.
He says that art Pål Diskerud has taken over from him, has always been the security for the loan. It applies to works from Frits Thaulow, Odd Nerdrum, Munch and Kirsten Kokkin.
– I guess I have borrowed money from Diskerud ten times, I think. Together 7-8000000 respectively. But he’d probably call it something other than loans, says Hagen.
All loans are arranged as art purchases, where Diskerud on paper purchased works of art, while the garden has been an agreement to repurchase for a slightly higher price. The price difference represents the hidden interest on the loan.
Svein Arne Hagen’s former lawyer confirms that it’s the way it goes.
– Diskerud hides loans and usury behind formal purchase, says lawyer Steingrim Wolland.
This has repeatedly caused problems.
– I can confirm that, in connection with such an arrangement, considering Diskerud sue for breach of contract and fraud, says Wolland, who also bonded for one of the loans.
The dispute comes two images of Edvard Munch “Vampire” and “Two women on the beach.” Diskerud confirmed in a police interview in 2010 that he bought these photos from the garden. Several sources say the pictures today hangs on the wall in Diskerud apartment Tjuvholmen.
Svein Arne Hagen is tired of lie about how they got there.
– The pictures he made inaccessible for me.
– He bought pictures of me for about 2.5 million. The pictures were well worth the time between seven million and eight million. I had as usual an offset option. But he made himself unavailable, and I never used the option. It’s his trademark, it. He makes himself unavailable, says Hagen.
Hagen feel cheated. But when the need is greatest which is convenient loan dangerously tempting. Last year was Hagen once again short of money. He called Paul Diskerud. Again. And this time it was really expensive for Hagen. According to documents that have been presented in court, was undated purchase contracts and blankoskjøter deposited with Diskerud law firm, Dalan in Oslo, as security for a new multimillion-dollar.
The garden is quiet.
– Who the hell is the source of this?
– It’s true that I borrowed 1.5 million dollars in six months. For that he would have a million dollars. How much it will be in the interest rates, you can probably figure out for yourself, Hagen says laconically.
The answer is 133 percent interest rate.
Hagen sugar. He has the impression that Diskerud is a major player in the loan market.
– He’s very discreet and secretive, but from what I’ve got with me, he has certainly given 100 loans over the past decade. He is able to obtain large savings if the conditions are present.
No fixed abode
One Monday not long ago. Two men leave Nordea branch at Solli plass. They strode quickly down the hill towards the lake and stop at a store to buy food. One has sandals and a bandana tied around his head. It’s Pål Diskerud. The other two steps behind, is adjunct Jesper Jeppesen. They swing out on the square that is the start of Tjuvholmen. Then they disappear into an anonymous door.
Many victims of Diskerud loan business telling the same story. It is difficult to get hold of Paul Diskerud, almost impossible, say people who have borrowed money from him and that will repay. He no longer takes phone, he responds not by email. The business address of Elisenbergveien he is obviously not. Only a few know for certain where he lives.
Is this where he located? The fashionable Tjuvholmen?
In the reception center Mysebu in Mysen in Eidsberg municipality sing it in Eritrean dialects and Arabic speech between the walls. Sometimes flying the bedsteads and toilet seat through the air on the old folk high school, before blue light rips the darkness.
Together with collaborators driver Pål Diskerud several reception centers. In recent years they have received over 100 million in state aid and gone by 14 million in profits. On paper, it remains Farmers’ Association which owns the buildings housing the reception at Mysen, but in reality it Pål Diskerud who also own these. It provides some neat million in rental revenue to the company as Jonathan.
– He’s a bit of a type. He said he would hold a gymnasium, so he bought the old folk high school, laughing Inge Olav Fure, who helped start the reception center.
– Once I borrowed an apartment for him in Chelsea Harbor in London. Right by the River Thames, with Jaguar in the garage below.
Laughter is strained. His friendship with Diskerud took a perverse turn when Fure borrowed money from him. Fure needed liquidity and pay back all the interest in no time.